Financial Planning Services

Comprehensive Financial Planning

A comprehensive financial plan provides an analysis of your overall financial situation, including all of your life goals, both short and long term. Based on our discussions and the information you provide, the final plan provides an action plan for achieving your goals, backed up by analysis of your financial life. This includes all of the following that are applicable to your situation:

•   Cash Flow and Debt Analysis
•   Assets and Net Worth
•   Investment Analysis
•   Retirement Planning
•   Education Planning
•   Estate Planning
•   Income Tax Planning
•   Insurance Needs/ Risk Management
•   Employee Benefits Analysis
•   Roth IRA Conversion
•   401(k) Rollover

Targeted Financial Planning

A targeted financial plan provides an analysis that only addresses one or more financial areas or personal goals. This may include an issue that requires immediate attention such as a debt problem, or a longer term planning issue such as college funding. Based on our discussion and the information you provide, the final plan provides an analysis and/or action plan specific to the specified areas or goals.

Financial Plan Checkup

A financial plan is not a static document. As time passes your life will diverge from the assumptions and estimates used in your plan. In order for a financial plan to provide the most accurate guidance and understanding of your future, it should be updated periodically and when major life changes occur.

2nd Opinion Review

If you are unsure about a financial offer or recommendation, we can provide you a second opinion. Since we are independent and have no vested interest in your decision, you can be assured that our recommendations are unbiased. Whether you are pondering a decision regarding a major purchase, debt, a new job, an investment, real estate, a retirement, insurance, education funding, or other financial product, we will provide you the guidance you need to be sure you are making the best decision for your unique situation.

Financial Plan Implementation

We will provide you with a financial plan that you are able to implement yourself. However if you would like assistance in implementation, we can help you on an hourly basis or with ongoing investment management. See our Investment Services for more information.